Here’s a question to ponder:
How do you envision retirement?
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Do you see yourself relaxed and retired, enjoying your golden years with loved ones?
Sounds like a great thought.
What we expect and reality are two different things. We expect to retire and live happily ever after, but in addition to inflation, there are 2 things that can derail our plans:
- Sickness: medical bills
- Assisted living facilities
Both of these can be VERY expensive and wipe out your savings in an instant.
Medical Bills
Medical bills can be very expensive. Surgery, medications, and other medical related expenses can wipe out your savings in an instant.

Assisted Living Facilities
Some nursing homes and assisted living facilities can cost thousands of dollars per month.

While no one can predict the future, preparing for the unexpected is critical. What’s the solution? Aside from avoiding these situations, the next best thing is to have a continuous stream of passive income…
Why passive income? It’s because at some point, you may be unable to work. the bills will continue coming in, so you want to make sure you still have income. Living off savings is too risky. No one can guarantee your savings will last. No one can guarantee that the government programs will continue, or we will receive relief checks. This is why we must be proactive and learn to do for self.
No matter where you are in life, you must start thinking ahead and plan for your future. This means doing more than just investing in your 401k or IRA. It’s time to look into creating passive streams of income. Creating multiple streams of income can take time, so the key is to start now.
A great way to create multiple streams of income is by accumulating assets. Assets can be purchased, such as real estate and franchises, or you can create your own asset, such as writing books, monetizing websites or creating online courses.
We can’t afford to wait. The more time you give yourself to accumulate assets, the greater your probability of success. This information isn’t taught in school, but can be useful for people of all ages, including children.
In addition to multiple streams of income, maintaining good health is essential. No one wants to work hard their entire lives, and end up being too sick to enjoy their retirement. This can be accomplished by working on strengthening your immune system.
The first line of defense against illness isn’t medication from the doctor, it’s the foods we eat. By eating healthy foods now, we decrease our reliance on meds later. This also means we could decrease our chances of having various ailments such as cardiovascular disease, arthritis, and obesity related issues.
If we want to enjoy our golden years, we must make an effort to improve our health in all aspects. This includes, physically, mentally, spiritually and financially.
Physical fitness: You simply want to be able to take care of yourself. You want a strong body and healthy mind as you age.
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Mental fitness: It takes time to devise a retirement plan. When times get tough, you want to be mentally strong and keep going, even if you don’t see a light at the end of the tunnel. mental toughness will help you persevere.
Financial fitness: We need money to pay our bills and live comfortably. Why touch your savings of you don’t have to? Learn about various investment strategies that are outside the stock market.
Spiritual fitness: Look back over your life and see happiness and good times. As you enjoy your golden years, don’t reminisce and see a life filled of hurting others or taking advantage of others to get ahead. Don’t spend your time worrying about someone coming after you because of your past deeds.
Putting It All Together
Don’t let sickness ruin your golden years. Work on creating passive income and improving your health today. Your body (and bank account) will thank you!
It’s time to reach your full potential. Pick up my books and online courses in the Success Series today:
- Success Principles 101: A Step By Step Guide on Setting and Achieving Goals
- The Diet of Success: Healthy Eating Tips For Hard Working Professionals
- Invest For Success: Millionaire Wealth Strategies Not Taught in School
- The Three Pillars of Strength: Improving Your Physical, Mental and Spiritual Fitness
Online courses:
- Tired of the 9-5? How To Retire Early With Passive Income
- Planting Seeds: The Entrepreneur Course for Kids
- Success Principles 101: The Peak Performance Guide For Improving Physical, Mental, Spiritual and Financial Fitness



Each are available in eBook, paperback and audible formats.